Terms of Use

These Terms of Use ("Terms") govern your use of aaim.com, including its pages, forms and downloads (the "Site"), operated by Aaim, Inc. ("Aaim," "we," "our," or "us"). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.

These Terms cover the Site only. A financial institution's use of the Aaim platform is governed by its signed agreement with Aaim. Use of the Aaim app at app.aaim.com is governed by the Aaim Terms of Service posted there. Where these Terms conflict with a signed agreement or with those Terms of Service, the other document governs.

Aaim provides collateral evaluation and pledge management to financial institutions. The platform helps an institution identify assets a borrower can pledge, value them, perfect its security interest, and monitor pledged collateral. The financial institution makes every credit decision: whether to lend, on what terms, and at what price. Aaim is not a lender, broker, or financial advisor.

Articles, whitepapers, case studies, webinars, economic analysis and other content on the Site are general information. They are not financial, investment, legal, tax or regulatory advice, and they are not an offer of credit or of any security. Figures and examples on the Site may be estimates or illustrations and may change without notice. Consult your own advisors before acting on them.

Aaim handles the information you submit through the Site under the Aaim Privacy Policy at aaim.com/privacy. Send requests about your personal information to privacy@aaim.com.

The Site links to sites and services Aaim does not control. Their own terms and privacy notices govern your use of them, and Aaim is not responsible for their content or practices.

The Site and its content, including text, graphics, logos and software, are owned by Aaim or its licensors and are protected by intellectual property laws. You may view, download and print Site content for your own information or internal business use, with Aaim's notices left in place. Any other use, including republishing the content or making derivative works from it, needs Aaim's written permission.

The Site and its content are provided "as is" and "as available." To the fullest extent permitted by law, Aaim disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement.

To the fullest extent permitted by law, Aaim is not liable for any indirect, incidental, special, consequential or punitive damages arising out of or related to your use of the Site, and Aaim's total liability for any direct damages arising out of or related to your use of the Site is limited to $100.

You agree to indemnify and hold harmless Aaim and its officers, directors, employees and agents from any claims, damages or expenses arising from your use of the Site or your violation of these Terms.

We may change these Terms at any time. We will post the updated Terms on this page and update the "Last Updated" date. Changes take effect on that date, and your use of the Site after it means you accept them.

These Terms are governed by the laws of the State of Delaware, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or the Site will be heard only in the state or federal courts located in Delaware, and you and Aaim consent to the personal jurisdiction of those courts.

If a court finds any part of these Terms unenforceable, the rest stays in effect. Aaim's failure to enforce a provision is not a waiver of it.

Questions about these Terms go to legal@aaim.com, or by mail to Aaim, Inc., 99 Wall Street, Suite 1610, New York, NY 10005.